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Bad Credit Mortgages 

Discover the best deal for you & get one-to-one mortgage advice from My Financial Pro 

Advice For Adverse/Poor Credit Mortgages

Finding a mortgage when you have adverse credit can be difficult and time consuming. Banks and mortgage lenders are often unwilling to take on the risk of offering mortgages to people with bad credit, meaning that many potential homeowners find themselves stuck in a frustrating situation. 

 If you have had CCJs or has had issues managing your finances in the past, you may face more difficulties securing mortgage approval than someone without any history of bad debt as lenders consider the risk involved. 

This is where having a good mortgage advisor can help. We understand that having a poor credit history doesn't mean you should be excluded from mortgage opportunities and work hard to find the best mortgage deals for our clients, even if they have had CCJs, bad debt or other financial issues in the past. My Financial Pro will be able assess your individual circumstances and shop around for a mortgage lender who is willing to consider your application - but also to help you secure the best possible terms.

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Tailored, One-To-One Mortgage Advice

Contact My Financial Pro today for a free initial consultation and to get advice on your remortgage. You'll meet your own one-to-one advisor who will take you through the process every step of the way.

  • Meet us in person or on Zoom for a free initial consultation
  • Work with a dedicated mortgage advisor
  • Get whole-of-the-market advice

So contact us today to start finding the best refinance options for your property today. 

Get in touch with us today

It's all about...you

Financial decisions matter - and to make the best choices, you need great advice. With My Financial Pro, you'll get the following:

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WHOLE OF THE MARKET 

We are a 'whole of the market' advisor - so we are able to cherry-pick the very best deals for you.

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personal 

Everyone has different goals and circumstances. We'll take the time to get to know and understand you, and give you the best advice for your particular needs.

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tailored 

Meet with us by phone, Zoom or in person. Come to meet us, or arrange a home visit and we'll come to you - at a time that works for you.

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Chris-Ridge

"We love helping people to move"

"I know how stressful mortgages can be. With thousands of products on the market from over 100 lenders, it can be very confusing! I love helping people get the perfect product for them, and then helping ensure we make it all as easy as possible."

Chris Ridge, Mortgage Advisor

Try our quick mortgage calculator

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How we can help

Below are the different types of mortgages we can help you with

 

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First Time Buyer Mortgages

Looking to buy your first property? Speak to My Financial Pro for advice on First Time Buyer Mortgages.

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Remortgage

Looking to refinance your property? Speak to My Financial Pro for advice on Remortgages.

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Buy To Let Mortgages

Looking to invest in property? Speak to My Financial Pro for advice on Buy To Let Mortgages.

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Bad Credit Mortgages

Do you have poor credit history? Speak to My Financial Pro for advice on First Time Buyer Mortgages.
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Commercial Mortgages

Looking to invest in commercial property? Speak to My Financial Pro for advice on Commercial Mortgages.
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Self Employed Mortgages

Are you self employed? Speak to My Financial Pro for advice on Self Employed Mortgages.

Insurance

Below are the different types of insurance we can help you with

 

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Life Insurance

Looking for life insurance cover? Speak to My Financial Pro for advice on Life Insurance.

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Income Protection

Looking for income protection cover? Speak to My Financial Pro for advice on Income Protection.

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Critical Illness

Looking for critical illness cover? Speak to My Financial Pro for advice on Critical Illness. 

Book a Free Consultation

Book a FREE initial consultation with us using our live online calendar. We'll be able to give you an idea of rates, repayments and can go on to provide you with a Decision in Principle.

  • Free, no obligation
  • Choose a time that works for you
  • Honest, professional advice
  • Ask any questions you may have

Ready to talk?

Get in touch with us today